However, if you are not satisfied with the terms of the loan, you don't have to go to court and terminate the contract, in order to improve them. You can, for example, can I refinancing your loan. In this case, having accepted the inheritance, you have a chance not to pay for someone else's loan, and become only the rightful owner of the property. For example, a borrower wants to take a Bank of 100 thousand rubles. Minors are considered children up to 14 years.
Refinancing, or refinancing, is a procedure in which the borrower takes a new loan and expense extinguishes the old. Of course, it all seems quite logical – they don't have enough money, so they try to get loans. To accept the inheritance is given a fixed term – 6 months. That is, the borrower will have to pay 10 Grand to get funds. It is not surprising that modern abundance of goods and services directly presses on the brain of those who lived in the Soviet Union, forcing them to commit and make a purchase.
The only problem may occur if you want to refinance a mortgage. If the property was bequeathed to minors, the decision will be for them to take the parents or official guardians. According to most psychologists about obtaining loans most often think people with low incomes. Unfortunately, justice is not a legal concept that what is called "the matter will not sew." Another example is when a borrower cannot demand cancellation of the contract, although such a desire it occurs and relates to floating interest rates. The non-payment of debt, late payments can be a substantial reason for the cancellation of the credit agreement. The only problem may occur if you want to refinance a mortgage. During these six months, we can all think carefully and make the final decision, is it advantageous to accept the inheritance with all debts or to abandon it and focus on paying their own loans. Very often potential borrowers are lured by the fact that promise to provide consumer loans or cash loans within 15 minutes at the time of treatment, and from the potential borrower in obtaining such loans will not need to provide any documents other than passports. In General, termination of contract by the borrower, the procedure is quite complicated, the success of such initiatives rarely end. Additionally, if the dawn of the Russian lending financial institution demanded payment of the potential borrower even when obtaining commercial loans initial contributions, to date, this nuance will be relevant only when taking out a mortgage and car loan, and even then not in all cases.